@font-face{font-family:LINE;src:url('assets/fonts/line-seed-sans-th-regular.woff2') format('woff2');font-weight:400;font-display:swap}
@font-face{font-family:LINE;src:url('assets/fonts/line-seed-sans-th-bold.woff2') format('woff2');font-weight:700;font-display:swap}
:root{--navy:#1c244c;--gold:#b96929;--ink:#343644;--paper:#fcfaf7;--header:86px}
*{box-sizing:border-box}body{margin:0;background:var(--paper);color:var(--navy);font-family:LINE,Tahoma,sans-serif;font-size:16px}button,input,select,textarea{font:inherit}button,a{-webkit-tap-highlight-color:transparent}button{cursor:pointer;color:inherit}a{color:inherit;text-decoration:none}button{border:0}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,[tabindex]:focus-visible{outline:3px solid #a95d20;outline-offset:5px}button:disabled{cursor:default}svg{width:24px;height:24px;display:block;fill:none;stroke:currentColor;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.hp-field{position:absolute;left:-9999px;top:auto;width:1px;height:1px;overflow:hidden;margin:0}.skip-link{position:fixed;left:16px;top:-100px;z-index:100;background:white;padding:12px}.skip-link:focus{top:10px}.site-header{height:var(--header);display:flex;align-items:center;gap:22px;padding:0 4.4%;background:#fcfaf8;position:relative;z-index:20;border-bottom:1px solid #ddd7d1}.brand{display:block;width:265px;flex-shrink:0}.brand img{display:block;width:100%;height:auto}.desktop-nav{margin-left:auto;display:flex;align-items:center;gap:clamp(14px,2.1vw,36px);font-size:14px;white-space:nowrap}.desktop-nav button{padding:12px 0;background:none}.desktop-nav a{padding:12px 0;position:relative}.desktop-nav a[aria-current]:after{content:'';height:2px;width:34px;background:var(--gold);position:absolute;left:0;bottom:3px}.nav-phone{display:flex;align-items:center;gap:6px;color:var(--gold);font-weight:700}.nav-phone svg{width:16px;height:16px;stroke-width:1.8}.icon-button{width:44px;height:44px;display:grid;place-items:center;background:none;border-radius:50%;flex-shrink:0}.consult-button{background:var(--navy);color:white;padding:13px 23px;border-radius:30px;white-space:nowrap;font-size:14px}.consult-button:hover{background:#303d6b}.menu-trigger,.mobile-menu,.mobile-presenters,.bottom-nav{display:none}.hero{position:relative;isolation:isolate;overflow:hidden;min-height:690px;height:calc(100svh - var(--header));max-height:1040px;background:linear-gradient(180deg,#e7eaf1a8 0%,#fff5e965 50%,#f7eee335 100%),url('assets/office.webp') center center/cover}.hero:after{content:'';position:absolute;inset:auto 0 0;height:140px;background:linear-gradient(transparent,#fbf6eac7);z-index:-1}.hero-heading{position:relative;z-index:5;text-align:center;padding-top:33px;pointer-events:none}.eyebrow{font-size:13px;letter-spacing:2.1px;margin:0 0 8px}.hero-heading h1{font-size:clamp(32px,3.1vw,49px);line-height:1.25;margin:0;font-weight:700;letter-spacing:-1px}.hero-heading>p:last-child{margin:7px 0 0;font-size:19px;color:var(--ink)}.brand-promise{position:absolute;right:5%;top:34px;margin:0;border-left:1px solid #b08058;padding-left:20px;color:#505166;line-height:1.45;font-size:19px;z-index:4}.brand-promise:after{content:'';display:block;width:48px;height:2px;background:#b97e43;margin-top:18px}.presenters{position:absolute;inset:0;overflow:hidden;pointer-events:none;z-index:2}.presenter{position:absolute;width:min(74vw,1080px);max-width:none;top:64px}.female{left:calc(25% - min(34vw,495px))}.male{right:calc(25% - min(36vw,525px));top:47px}.carousel{position:absolute;inset:192px 0 0;z-index:3;outline-offset:-6px!important;touch-action:pan-y}.cards{position:relative;height:calc(100% - 102px);min-height:370px;max-height:555px}.loan-card{position:absolute;left:50%;top:50%;width:400px;height:100%;max-height:460px;transform:translate(-50%,-50%);border:1px solid #fff9;border-radius:22px;background:linear-gradient(135deg,#fffdf9f5,#f9f4eef2);box-shadow:0 18px 34px #392a231f,inset 0 0 0 2px #fff8;text-align:center;transition:transform .5s ease,opacity .4s ease,filter .4s ease;display:flex;flex-direction:column;padding:32px 22px 20px;overflow:visible}.loan-card[data-position="0"]{z-index:5}.loan-card:not([data-position="0"]){cursor:pointer;width:255px;height:310px;padding:40px 20px 22px;background:linear-gradient(130deg,#fffffff2,#efe9dfb3);backdrop-filter:blur(8px)}.loan-card[data-position="-1"]{transform:translate(calc(-50% - 370px),-50%) rotateY(13deg);z-index:1}.loan-card[data-position="1"]{transform:translate(calc(-50% + 370px),-50%) rotateY(-13deg);z-index:1}.loan-card[data-position="-2"]{transform:translate(calc(-50% - 590px),-50%) rotateY(20deg);z-index:0}.loan-card[data-position="2"]{transform:translate(calc(-50% + 590px),-50%) rotateY(-20deg);z-index:0}.loan-badge{position:absolute;top:-17px;left:50%;transform:translateX(-50%);padding:5px 27px;border-radius:30px;white-space:nowrap;background:linear-gradient(100deg,#ac682e,#e69645);color:white;font-size:16px;box-shadow:0 3px 8px #ab72252b}.loan-card h2{font-size:32px;line-height:1.2;margin:0 0 8px}.loan-description{font-size:17px;line-height:1.35;margin:0;color:var(--ink)}.loan-art{height:136px;min-height:65px;flex:1;display:block;width:calc(100% + 44px);margin:8px -22px 0;object-fit:cover;object-position:center;border-radius:4px}.loan-art.coins{object-fit:contain;width:100%;margin:0;transform:scale(1.12)}.benefits{position:relative;display:grid;grid-template-columns:repeat(3,1fr);gap:7px;padding:14px 0 15px;background:#fcfaf7e8}.benefit{font-size:13px;line-height:1.4;color:var(--ink);display:flex;align-items:flex-start;gap:7px;text-align:left}.benefit svg{width:24px;height:24px;flex-shrink:0;color:#877259}.gold-button{display:flex;justify-content:center;align-items:center;gap:16px;background:linear-gradient(100deg,#b76729,#cc7a32);color:white;min-height:46px;border-radius:30px;padding:10px 24px;line-height:1.25}.gold-button:hover{background:linear-gradient(100deg,#97501d,#b46827)}.loan-card .gold-button{width:78%;margin:0 auto;flex-shrink:0}.loan-card:not([data-position="0"]) .loan-badge,.loan-card:not([data-position="0"]) .benefits,.loan-card:not([data-position="0"]) .gold-button{display:none}.loan-card:not([data-position="0"]) h2{font-size:21px}.loan-card:not([data-position="0"]) .loan-description{font-size:15px;max-width:175px;align-self:center}.loan-card:not([data-position="0"]) .loan-art{height:95px;flex:0;margin:20px auto 0;width:130px;border-radius:10px}.carousel-controls{height:56px;position:relative;display:flex;justify-content:center;align-items:center;margin-top:9px}.arrow{position:absolute;display:grid;place-items:center;width:48px;height:48px;border-radius:50%;background:#fffaf3;border:1px solid #e6ddd1;box-shadow:0 3px 12px #2428491a;transition:background .2s}.arrow:hover{background:#efe1d0}.previous{left:calc(50% - 285px)}.next{right:calc(50% - 285px)}.dots{display:flex;gap:0;align-items:center}.dot{width:25px;height:35px;display:grid;place-items:center;background:none;padding:0}.dot:before{content:'';width:10px;height:10px;border-radius:50%;background:#cfc8be;transition:background .2s}.dot[aria-current="true"]:before{background:var(--navy);box-shadow:0 0 0 4px #ffffff80}.swipe-hint{display:flex;align-items:center;justify-content:center;gap:16px;margin:0;font-size:16px;color:#484856}.swipe-hint svg{width:28px}.noscript{position:absolute;top:40%;left:25%;width:50%;z-index:10;background:white;padding:30px;text-align:center}
dialog{border:1px solid #e4d8ca;padding:35px;border-radius:22px;max-width:520px;width:calc(100% - 32px);max-height:calc(100svh - 40px);color:var(--navy);background:var(--paper);box-shadow:0 30px 100px #11162c55;overflow:auto}dialog::backdrop{background:#11182eb3;backdrop-filter:blur(5px)}.dialog-close{position:absolute;right:12px;top:12px}.dialog-eyebrow{font-size:13px;letter-spacing:1px;color:#9b581f;margin:0 40px 8px 0}dialog h2{font-size:28px;line-height:1.3;margin:8px 25px 14px 0}dialog p{line-height:1.6}dialog .gold-button{width:100%;margin-top:16px}.success-dialog{max-width:400px;text-align:center}.success-dialog h2{margin:6px 0 10px;text-align:center}.success-dialog p{color:var(--ink);margin:0}.success-icon{width:64px;height:64px;border-radius:50%;background:#eaf5ec;color:#2f6b3a;display:grid;place-items:center;margin:4px auto 18px}.success-icon svg{width:30px;height:30px;stroke-width:3}.detail-image{width:100%;max-height:210px;object-fit:cover;border-radius:12px}.detail-image.coins{object-fit:contain}.disclosure,.form-note{font-size:14px;color:#696468;background:#f0e9df;padding:12px;border-radius:8px}form label{display:grid;gap:6px;margin:17px 0;font-size:15px}input,select,textarea{width:100%;padding:12px;border:1px solid #b8b5b2;border-radius:9px;background:white;color:var(--navy)}textarea{resize:vertical;min-height:44px}#form-status{font-size:14px;color:#465d47}
.biz-cat{position:relative;margin:17px 0;display:grid;gap:6px;font-size:15px;grid-column:1/-1}
.biz-cat-toggle{width:100%;display:flex;justify-content:space-between;align-items:center;gap:10px;padding:12px;border:1px solid #b8b5b2;border-radius:9px;background:white;color:var(--navy);text-align:left}
.biz-cat-toggle[aria-expanded="true"]{border-color:var(--gold)}
.biz-cat-arrow{transition:transform .2s;color:#877259}
.biz-cat-toggle[aria-expanded="true"] .biz-cat-arrow{transform:rotate(180deg)}
.biz-cat-panel{position:absolute;top:calc(100% + 6px);left:0;right:0;z-index:15;background:#fff;border:1px solid #e4d8ca;border-radius:12px;box-shadow:0 12px 30px #17234526;max-height:320px;overflow-y:auto;padding:6px}
.biz-cat-option{display:flex;flex-direction:row-reverse;align-items:center;justify-content:space-between;gap:10px;padding:11px 10px;border-radius:8px;cursor:pointer;margin:0}
.biz-cat-option:hover{background:#fdf6ec}
.biz-cat-option input[type="radio"]{flex-shrink:0;width:18px;height:18px;accent-color:var(--gold);margin:0}
.biz-cat-text{display:flex;flex-direction:column;gap:2px}
.biz-cat-text strong{font-size:14px;font-weight:700;color:var(--navy)}
.biz-cat-text small{font-size:12.5px;color:#696468;line-height:1.35}
.req-star{color:#a4322a}
.biz-cat-toggle:disabled{opacity:.6;cursor:not-allowed;background:#f5f3f0}
.biz-other-field{display:grid;gap:6px;margin:12px 0 0;font-size:15px}
.biz-other-field[hidden]{display:none}
.income-highlight{background:#eaf4ff;color:#1c5fa8;font-size:13px;font-weight:600;padding:8px 12px;border-radius:8px;line-height:1.4}
.biz-other-field small{font-size:12.5px;color:#696468;font-weight:400;line-height:1.4}
.biz-chip-panel{position:absolute;top:calc(100% + 6px);left:0;right:0;z-index:15;background:#fff;border:1px solid #e4d8ca;border-radius:12px;box-shadow:0 12px 30px #17234526;padding:12px;display:flex;flex-wrap:wrap;gap:8px}
.biz-chip{margin:0;cursor:pointer}
.biz-chip input{position:absolute;opacity:0;width:1px;height:1px}
.biz-chip span{display:block;padding:9px 16px;border:1px solid #b8b5b2;border-radius:20px;font-size:13px;font-weight:600;color:var(--navy);background:#fff;white-space:nowrap}
.biz-chip:hover span{border-color:var(--gold)}
.biz-chip input:checked+span{background:var(--navy);border-color:var(--navy);color:#fff}
.capital-warning{margin:0;font-size:12.5px;color:#a4322a;background:#fdf0e4;border:1px solid #f0d9bc;border-radius:8px;padding:8px 12px;line-height:1.4}
.pdpa-consent{display:flex;align-items:flex-start;gap:8px;margin:16px 0;font-size:12.5px;color:var(--ink);line-height:1.4}
.pdpa-consent input{width:16px;height:16px;flex-shrink:0;margin:2px 0 0;accent-color:var(--gold)}
.cf-turnstile{margin:0 0 16px}
@media(min-width:1600px){.carousel{top:210px}.loan-card{width:440px}.loan-card[data-position="-1"]{transform:translate(calc(-50% - 445px),-50%)}.loan-card[data-position="1"]{transform:translate(calc(-50% + 445px),-50%)}.loan-card[data-position="-2"]{transform:translate(calc(-50% - 675px),-50%)}.loan-card[data-position="2"]{transform:translate(calc(-50% + 675px),-50%)}}
@media(min-width:1025px) and (max-width:1200px){:root{--header:76px}.site-header{gap:12px;padding:0 3%}.brand{width:225px}.desktop-nav{gap:17px;font-size:13px}.consult-button{font-size:13px;padding:12px 16px}.hero-heading{padding-top:30px}.hero-heading h1{font-size:36px}.brand-promise{right:3%;font-size:16px}.loan-card{width:350px}.carousel{top:188px}.loan-card h2{font-size:29px}.benefit{font-size:12px;gap:3px}.benefit svg{width:20px}.loan-card[data-position="-1"]{transform:translate(calc(-50% - 315px),-50%)}.loan-card[data-position="1"]{transform:translate(calc(-50% + 315px),-50%)}.loan-card[data-position="-2"]{transform:translate(calc(-50% - 525px),-50%)}.loan-card[data-position="2"]{transform:translate(calc(-50% + 525px),-50%)}}
@media(max-width:1024px){:root{--header:76px}.site-header{padding:0 24px;justify-content:space-between}.brand{width:240px}.desktop-nav,.search-trigger,.site-header>.consult-button{display:none}.menu-trigger{display:grid}.mobile-menu:not([hidden]){display:flex;flex-direction:column;position:absolute;top:100%;right:14px;left:14px;padding:12px;background:#fffcf8;box-shadow:0 15px 35px #17234526;border:1px solid #e7ddd3;border-radius:0 0 16px 16px}.mobile-menu a,.mobile-menu button{padding:13px 16px;text-align:left;background:none;font-size:16px}.mobile-menu [aria-current]{color:var(--gold)}.hero{height:auto;min-height:calc(100svh - var(--header) - 76px);max-height:none;padding:275px 0 34px;background:linear-gradient(180deg,#ede9e2,#fbf8f3 85%)}.hero-heading,.brand-promise,.presenters{display:none}.mobile-presenters{display:block;position:absolute;top:0;left:0;width:100%;height:470px;object-fit:cover;object-position:center 19%;mask-image:linear-gradient(#000 64%,transparent 100%)}.mobile-presenters-mask{display:block;position:absolute;top:0;left:0;width:48%;height:310px;pointer-events:none;background:linear-gradient(90deg,#ede9e24d,transparent 80%)}.carousel{position:relative;inset:auto;width:min(100%,540px);margin:auto}.cards{height:425px;min-height:0;max-height:none}.loan-card{width:calc(100% - 72px);max-width:420px;max-height:none;height:100%;padding:34px 18px 15px;border-radius:23px;background:linear-gradient(#fffcf8f7,#fffaf4f5);box-shadow:0 4px 14px #42301e29,inset 0 0 0 3px #fff8;border:1px solid #cbb8a0}.loan-card:before{content:'';position:absolute;inset:-9px;border:1px solid #b69c73a6;border-radius:28px;pointer-events:none}.loan-card:not([data-position="0"]){opacity:0;visibility:hidden;pointer-events:none;width:calc(100% - 72px);height:100%;transform:translate(-50%,-50%) scale(.95)}.loan-card h2{font-size:32px}.loan-description{font-size:18px}.loan-art{margin:8px -18px 0;width:calc(100% + 36px);height:140px;min-height:90px}.loan-art.coins{transform:scale(1.2);margin:0 auto;min-height:110px}.benefits{background:#fffdf9;border-radius:15px 15px 0 0;padding:17px 6px 15px;gap:0}.benefit{flex-direction:column;align-items:center;text-align:center;font-size:15px;gap:5px;padding:0 5px}.benefit+.benefit{border-left:1px solid #e7dfd4}.benefit svg{width:25px;height:25px}.loan-card .gold-button{width:100%;min-height:45px}.carousel-controls{position:static;height:32px;margin-top:13px}.arrow{z-index:9;width:45px;height:45px;background:var(--navy);color:white;border:1px solid #ffffff9c;top:calc(50% - 38px);box-shadow:0 2px 8px #17213d33}.arrow:hover{background:#354373}.previous{left:16px}.next{right:16px}.dot:before{width:9px;height:9px}.swipe-hint{font-size:14px;gap:10px;margin-top:5px}.swipe-hint svg{width:19px}.bottom-nav{position:sticky;bottom:0;z-index:20;display:grid;grid-template-columns:repeat(4,1fr);height:calc(76px + env(safe-area-inset-bottom));padding:7px 12px calc(7px + env(safe-area-inset-bottom));background:#fffdfafb;border-top:1px solid #e8e2dc;box-shadow:0 -4px 16px #1c244c05}.bottom-nav a,.bottom-nav button{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:4px;background:none;font-size:13px;color:#61616c}.bottom-nav [aria-current]{color:var(--navy)}.bottom-nav [aria-current] svg{stroke-width:2}.bottom-nav svg{width:25px;height:25px}}
@media(min-width:601px) and (max-width:1024px){.hero{padding-top:300px;min-height:calc(100svh - 152px)}.mobile-presenters{height:620px;object-fit:cover;object-position:center 25%}.mobile-presenters-mask{height:610px;width:46%}.cards{height:430px}.carousel{max-width:510px}.hero:before{content:'';position:absolute;inset:0;background:linear-gradient(90deg,#f7f0e455,transparent 30%,transparent 70%,#f7f0e455);z-index:1;pointer-events:none}.carousel{z-index:3}}
@media(max-width:600px){:root{--header:73px}.site-header{padding:0 18px}.brand{width:min(69vw,240px)}.hero{padding-top:245px;padding-bottom:15px;min-height:calc(100svh - 145px)}.mobile-presenters{height:390px;object-position:52% top}.cards{height:383px}.loan-card{width:calc(100% - 62px);padding:31px 14px 13px}.loan-card h2{font-size:29px}.loan-description{font-size:17px}.loan-badge{font-size:15px;padding:5px 24px}.loan-art{width:calc(100% + 28px);margin-left:-14px;margin-right:-14px}.loan-art.coins{min-height:75px}.benefit{font-size:13px;padding:0 3px}.benefits{padding:12px 0}.benefit svg{width:23px;height:23px}.previous{left:12px}.next{right:12px}.arrow{width:42px;height:42px}.swipe-hint{display:none}.carousel-controls{margin-top:8px;height:27px}.bottom-nav{height:calc(72px + env(safe-area-inset-bottom))}}
@media(max-width:360px){.brand{width:218px}.site-header{padding:0 12px}.hero{padding-top:215px}.mobile-presenters{height:350px}.loan-card h2{font-size:25px}.loan-description{font-size:15px}.loan-card{width:calc(100% - 52px)}.benefit{font-size:12px}.cards{height:375px}.previous{left:7px}.next{right:7px}}
/* Desktop urgent product uses the supplied photographic artwork. */
@media(min-width:1025px){
 .loan-card[data-position="0"] .loan-art.coins{object-fit:cover;width:calc(100% + 44px);margin:8px -22px 0;transform:none}
 .loan-card:not([data-position="0"]) .loan-art.coins{object-fit:cover;transform:none}
 .detail-image.coins{object-fit:cover}
}
/* Mobile artwork is a transparent cutout: show the complete product. */
@media(max-width:1024px){
 .loan-card .loan-art{object-fit:contain;width:100%;margin:0 auto;transform:none}
 .loan-card .loan-art.coins{transform:scale(1.2)}
 .detail-image{object-fit:contain}
}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;transition:none!important;animation:none!important}}

/* Product artwork stays entirely inside its allocated frame. */
.loan-card .loan-art,.loan-card .loan-art.coins,.loan-card[data-position="0"] .loan-art.coins,.loan-card:not([data-position="0"]) .loan-art.coins,.detail-image,.detail-image.coins{object-fit:contain;transform:none}
.presenter{height:auto}
.contact-links{list-style:none;padding:0;margin:20px 0;overflow-wrap:anywhere}.contact-links a{display:block;padding:10px 0;text-decoration:underline;text-underline-offset:4px}.contact-links .address-item{padding:10px 0;line-height:1.6;color:var(--ink);font-size:14px}.privacy-note{font-size:13px;color:#807b76;margin:0}

.text-link{padding:12px 0;background:none;text-align:left;color:var(--navy);text-decoration:underline;text-underline-offset:4px;line-height:1.5}.process-steps{display:flex;flex-wrap:wrap;gap:8px;list-style-position:inside;padding:0}.process-steps li{background:#eee7dc;padding:10px 13px;border-radius:10px;font-size:15px;margin:0}

/* The near and far cards turn toward the central product, like the reference. */
@media(min-width:1025px){
 .carousel{--side:clamp(170px,15vw,220px);--far:calc(50vw - var(--side)/2 - 32px);--near:calc(var(--far) - var(--side) + 12px)}
 .loan-card{transition:transform .65s ease,opacity .45s ease,box-shadow .45s ease}
 .loan-card[data-position="0"]{box-shadow:0 22px 38px #38281730,0 5px 12px #392c1710,inset 0 0 0 2px #ffffffa6}
 .loan-card:not([data-position="0"]){width:var(--side);height:300px;padding:37px 16px 20px;border:2px solid #fff9;background:linear-gradient(120deg,#fffdf9f2 0%,#f5ede2d9 55%,#e5d8c4b3 100%);box-shadow:0 17px 26px #3d2d252b,inset 2px 0 5px #ffffffd9;backdrop-filter:blur(3px);backface-visibility:hidden}
 .loan-card[data-position="-1"]{transform:translate(calc(-50% - var(--near)),-50%) perspective(900px) rotateY(15deg) rotateZ(-2deg);z-index:2}
 .loan-card[data-position="1"]{transform:translate(calc(-50% + var(--near)),-50%) perspective(900px) rotateY(-15deg) rotateZ(2deg);z-index:2}
 .loan-card[data-position="-2"]{transform:translate(calc(-50% - var(--far)),-50%) perspective(900px) rotateY(20deg) rotateZ(-3deg) scale(.92);z-index:1}
 .loan-card[data-position="2"]{transform:translate(calc(-50% + var(--far)),-50%) perspective(900px) rotateY(-20deg) rotateZ(3deg) scale(.92);z-index:1}
 .loan-card:not([data-position="0"]) h2{font-size:20px}
 .loan-card:not([data-position="0"]) .loan-description{font-size:14px;line-height:1.6}
 .loan-card:not([data-position="0"]) .loan-art{width:125px;height:90px;margin-top:17px}
}
.knowledge-section{background:var(--paper);border-top:1px solid #ded4c5;padding:80px 5% 90px;scroll-margin-top:24px}
.knowledge-inner{max-width:1200px;margin:0 auto}.knowledge-heading{margin-bottom:34px}.knowledge-heading>p{font-size:13px;letter-spacing:2px;color:#925321;margin:0 0 10px}.knowledge-heading h2{font-size:clamp(28px,3vw,42px);margin:0;line-height:1.3}
.knowledge-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px;align-items:start}.knowledge-article{background:#fffdfb;border:1px solid #e6ddd1;border-radius:20px;padding:28px;box-shadow:0 8px 22px #30253a05}.knowledge-article h3{display:flex;align-items:flex-start;gap:14px;font-size:21px;line-height:1.5;margin:0 0 18px}.knowledge-article h3 img{width:40px;height:40px;flex-shrink:0;border-radius:10px}.knowledge-article p{font-size:16px;line-height:1.9;color:var(--ink);margin:0 0 16px}.knowledge-article p:last-child{margin-bottom:0}
@media(max-width:1024px){
 body{padding-bottom:calc(76px + env(safe-area-inset-bottom))}.bottom-nav{position:fixed;left:0;right:0;bottom:0}
 .knowledge-section{padding:48px 24px 54px}.knowledge-grid{gap:18px}.knowledge-article{padding:22px}.knowledge-article h3{font-size:19px}
 .carousel-controls{height:40px;position:static}.carousel-controls .arrow{position:absolute}
 .loan-card[data-position="-1"],.loan-card[data-position="-2"]{transform:translate(-125%,-50%) scale(.95)}
 .loan-card[data-position="1"],.loan-card[data-position="2"]{transform:translate(25%,-50%) scale(.95)}
}
@media(max-width:600px){body{padding-bottom:calc(72px + env(safe-area-inset-bottom))}.knowledge-grid{grid-template-columns:1fr}.knowledge-section{padding:38px 18px 44px}.knowledge-heading{margin-bottom:24px}.knowledge-article{padding:22px 19px}.knowledge-article h3{gap:12px;font-size:19px}.knowledge-article h3 img{width:34px;height:34px}}

.content-section{padding:76px 5%;border-top:1px solid #e5dbcf;scroll-margin-top:24px;background:var(--paper)}
.content-inner{max-width:1200px;margin:auto}.content-heading{max-width:880px;margin-bottom:30px}.content-heading h2{font-size:clamp(27px,3vw,40px);line-height:1.4;margin:10px 0 18px}.content-heading>p:last-child{font-size:17px;line-height:1.9;color:var(--ink)}
.content-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px;align-items:start}.content-panel{padding:28px;background:#fffdfb;border:1px solid #e6ddd1;border-radius:20px;box-shadow:0 8px 22px #30253a05;min-width:0}.content-panel h3{display:flex;align-items:center;gap:12px;font-size:21px;line-height:1.5;margin:0 0 20px}.content-panel p,.content-panel li{font-size:16px;line-height:1.9;color:var(--ink)}.content-panel ul:not(.contact-links){padding-left:23px}.content-panel li{margin:9px 0}.content-panel .text-link{display:inline-block}.content-panel .process-steps{gap:8px}.content-panel .process-steps li{font-size:14px;margin:0}.eligibility-section{background:#f4efe8}.eligibility-section .content-panel.full-width{grid-column:1/-1}.eligibility-section .full-width ul{columns:2;column-gap:40px}.eligibility-section .full-width li{break-inside:avoid}.eligibility-unfit{background:#faf3ee;border-color:#e6cdb9}.eligibility-unfit h3 span{color:#8a4a24}
@media(max-width:768px){.eligibility-section .full-width ul{columns:1}}.content-panel .gold-button{display:inline-flex;margin-top:12px}.content-panel .disclosure{margin:0}
@media(max-width:1024px){.bottom-nav{grid-template-columns:repeat(5,minmax(0,1fr))}.content-section{padding:48px 24px}.content-panel{padding:22px}.content-panel h3{font-size:19px}.bottom-nav a,.bottom-nav button{font-size:12px}}
@media(max-width:600px){.content-section{padding:38px 18px}.content-grid{grid-template-columns:1fr;gap:18px}.content-panel{padding:22px 19px}.content-heading>p:last-child{font-size:16px}.content-heading{margin-bottom:24px}.bottom-nav{padding-left:5px;padding-right:5px}}

.content-grid{align-items:stretch}.content-panel h3{align-items:flex-start;gap:14px;margin-bottom:18px}.section-brand-icon{width:40px;height:40px;flex-shrink:0;border-radius:10px}.content-panel p{margin:0 0 16px}.content-panel p:last-child{margin-bottom:0}.about-section .content-panel:last-child{grid-column:1/-1}.content-panel .process-steps{display:block;list-style-position:outside;padding-left:24px;margin:0}.content-panel .process-steps li{background:none;padding:0;border-radius:0;margin:6px 0;font-size:16px}
.consult-form-primary{padding:22px;background:#fffdfb;border:1px solid #e6ddd1;border-radius:16px}.consult-form-primary h3{font-size:20px;margin:0 0 12px}.consult-form-primary fieldset{border:0;padding:0;margin:0}.consult-form-primary .gold-button{width:100%}.consult-form-primary .gold-button:disabled{opacity:.65;cursor:not-allowed}.consult-form-primary .form-note{font-size:14px;margin:0 0 14px}.consult-form-primary input:disabled,.consult-form-primary select:disabled{color:#61616c;background:#f7f4ef;cursor:not-allowed}.consult-secondary{border-top:1px solid #e6ddd1;margin-top:24px;padding-top:18px}#contact-dialog{max-width:420px}#contact-dialog .consult-secondary{border-top:0;margin-top:0;padding-top:0}#contact-dialog .gold-button{width:100%;margin-top:20px}.line-secondary{display:flex;align-items:center;justify-content:center;gap:12px;border:1px solid #cfc8be;border-radius:24px;padding:11px 16px;background:transparent}.consult-secondary .contact-links{font-size:14px;margin:12px 0 0}#consult-dialog{max-width:560px}
@media(max-width:600px){.section-brand-icon{width:34px;height:34px}.content-panel h3{gap:12px}.consult-form-primary{padding:16px}#consult-dialog{padding:30px 20px 22px}}

.site-header{position:sticky;top:0;z-index:30}.hero,.content-section,.knowledge-section,.process-section{scroll-margin-top:calc(var(--header) + 20px)}
.about-section .content-panel:last-child{grid-column:auto}
.process-section{padding:64px 5% 72px;background:var(--navy);color:var(--paper)}.process-section h2{text-align:center;font-size:clamp(28px,3vw,40px);margin:0 0 38px}.process-card-list{list-style:none;display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:18px;margin:0;padding:0}.process-card-list li{background:#ffffff0b;border:1px solid #ffffff24;border-radius:16px;padding:28px 18px;text-align:center}.step-number{display:grid;place-items:center;margin:0 auto 21px;width:48px;height:48px;border-radius:50%;background:#cf813e;color:#172042;font-size:22px;font-weight:700}.process-card-list h3{font-size:19px;margin:0 0 14px}.process-card-list p{font-size:15px;line-height:1.8;margin:0;color:#ebe7e2}
.form-heading-row{display:flex;align-items:flex-start;justify-content:space-between;gap:14px;margin-bottom:15px}.form-heading-row h3{margin:0;flex:1}.free-consult{margin:0;font-size:13px;line-height:1.6;text-align:right}.free-consult mark{display:block;background:#f5dfb9;color:#58330d;padding:3px 8px;border-radius:6px;font-weight:700;white-space:nowrap}#consult-form fieldset{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}#consult-form label{margin:0;min-width:0}#consult-form label:has([name="loan"]),#consult-form label:has([name="contactEmail"]),#consult-form label:has([name="callbackTime"]),#consult-form fieldset>.gold-button,#consult-form fieldset>.trust-badge{grid-column:1/-1}.trust-badge{display:flex;align-items:center;justify-content:center;gap:8px;font-size:13px;color:#5c6b5e;margin:14px 0 0}.trust-badge svg{width:16px;height:16px;color:#3f7a52;stroke-width:1.8}#consult-form .gold-button{margin-top:2px}#detail-benefits{padding-left:22px}#detail-benefits li{line-height:1.7;margin:8px 0}
@media(max-width:1024px){.process-card-list{grid-template-columns:repeat(3,minmax(0,1fr))}.process-section{padding:48px 24px}.process-card-list li{padding:23px 16px}}
@media(max-width:600px){.process-section{padding:38px 18px 44px}.process-section h2{margin-bottom:26px}.process-card-list{grid-template-columns:1fr;gap:14px}.process-card-list li{display:grid;grid-template-columns:44px 1fr;column-gap:15px;text-align:left;padding:20px}.step-number{width:44px;height:44px;grid-row:1/3;margin:0}.process-card-list h3{margin:0 0 6px}.process-card-list p{grid-column:2}.form-heading-row{gap:10px}.form-heading-row h3{font-size:19px}.free-consult{font-size:12px}#consult-form fieldset{grid-template-columns:1fr}}

.step-number svg{width:25px;height:25px;stroke-width:1.8}.about-unified{max-width:none}.about-unified>h3:not(:first-child){border-top:1px solid #e6ddd1;margin-top:26px;padding-top:24px}.about-unified ul{columns:2;column-gap:48px}.about-unified li{break-inside:avoid}
.experience-block{margin-top:30px;display:grid;grid-template-columns:1.2fr 1fr;border:1px solid #e6ddd1;border-radius:22px;overflow:hidden;background:#fffdfb}.experience-intro{padding:40px}.experience-intro h3{font-size:clamp(26px,3vw,40px);line-height:1.4;margin:16px 0 24px}.experience-intro>p:not(.dialog-eyebrow){line-height:1.9;color:var(--ink)}.experience-proof{display:flex;align-items:center;gap:22px;border-top:1px solid #e6ddd1;margin-top:30px;padding-top:24px}.proof-number{display:flex;align-items:flex-start;color:#ac6025;font-size:clamp(66px,7vw,102px);font-weight:700;line-height:1.1;font-variant-numeric:tabular-nums;text-shadow:0 2px 0 #e6b880,0 7px 15px #9b581f24;white-space:nowrap}.proof-number>span:first-child{display:inline-block;min-width:3ch;text-align:right}.proof-plus{font-size:.38em;margin-top:8px}.experience-proof p{font-weight:700;font-size:16px;line-height:1.6;margin:0}.network-tenure{margin:16px 0 0;font-size:14px;color:#696468;font-style:italic}.experience-points{display:grid;background:#f1ece5}.experience-points>div{padding:32px;border-bottom:1px solid #ded4c6;align-content:center}.experience-points>div:last-child{border-bottom:0}.experience-points h4{font-size:20px;margin:0 0 12px}.experience-points p{font-size:16px;line-height:1.8;margin:0;color:var(--ink)}
@media(max-width:768px){.about-unified ul{columns:1}.experience-block{grid-template-columns:1fr}.experience-intro{padding:26px}.experience-points>div{padding:24px}.experience-proof{gap:16px}.experience-proof p{font-size:14px}.proof-number{font-size:72px}}
@media(max-width:380px){.experience-intro{padding:20px}.experience-proof{flex-wrap:wrap;gap:12px}.proof-number{font-size:66px}}

/* Full detail grid: all 5 loan products visible at once, vs. the carousel above */
.product-detail-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.product-detail-card{display:flex;flex-direction:column}
.product-detail-card .detail-image{margin:6px 0 4px}
.product-detail-card hr{border:0;border-top:1px solid #e6ddd1;margin:16px 0 10px;width:100%}
.product-detail-terms{font-size:13px;line-height:1.6;color:#807b76;margin:0}
@media(max-width:900px){.product-detail-grid{grid-template-columns:1fr}}

/* Pain-point segmentation */
.pain-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.pain-card p{margin:0}
@media(max-width:1024px){.pain-grid{grid-template-columns:1fr;gap:18px}}

/* Self-serve vs guided comparison */
.comparison-grid{display:grid;grid-template-columns:1fr auto 1fr;gap:24px;align-items:stretch}
.comparison-panel ul{margin:0;padding-left:22px}
.comparison-panel li{margin:9px 0;line-height:1.7;color:var(--ink)}
.comparison-panel h3{font-size:20px;margin:0 0 16px}
.comparison-highlight{border-color:#dcae7a;background:linear-gradient(135deg,#fffdf9 0%,#fdf1e2 100%);box-shadow:0 10px 26px #9b581f14}
.comparison-highlight h3{color:#9b581f}
.comparison-vs{align-self:center;display:grid;place-items:center;width:52px;height:52px;border-radius:50%;background:var(--navy);color:white;font-size:14px;font-weight:700;letter-spacing:1px;flex-shrink:0}
@media(max-width:1024px){.comparison-grid{grid-template-columns:1fr;gap:14px}.comparison-vs{margin:0 auto}}

/* FAQ accordion */
.faq-list{display:flex;flex-direction:column;gap:14px;max-width:820px}
.faq-item{background:#fffdfb;border:1px solid #e6ddd1;border-radius:16px;padding:4px 24px;box-shadow:0 8px 22px #30253a05}
.faq-item summary{list-style:none;cursor:pointer;padding:19px 40px 19px 0;font-size:17px;font-weight:700;color:var(--navy);position:relative}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:'+';position:absolute;right:2px;top:14px;font-size:24px;line-height:1;color:var(--gold);transition:transform .25s ease}
.faq-item[open] summary::after{transform:rotate(45deg)}
.faq-item p{margin:0 0 20px;font-size:15px;line-height:1.8;color:var(--ink)}
@media(max-width:600px){.faq-item{padding:2px 18px}.faq-item summary{font-size:16px;padding:16px 34px 16px 0}}

/* Site footer */
.site-footer{background:var(--navy);color:#d9dced;padding:56px 5% 0}
.footer-inner{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1.3fr 1fr 1.4fr;gap:40px;padding-bottom:36px;border-bottom:1px solid #ffffff26}
.footer-brand-name{margin:0 0 12px;font-size:21px;font-weight:700;color:#fff}
.footer-brand p{margin:0;font-size:14px;line-height:1.8;color:#c3c7dd;max-width:34ch}
.footer-col h3{margin:0 0 16px;font-size:13px;letter-spacing:.06em;text-transform:uppercase;color:var(--gold);font-weight:700}
.footer-col{display:flex;flex-direction:column}
.footer-col a,.footer-col p.footer-address{display:block;color:#d9dced;text-decoration:none;font-size:14.5px;line-height:1.7;margin:0 0 10px}
.hours-status{display:inline-flex;align-items:center;gap:7px;font-size:13px;font-weight:600;margin:0 0 12px}
.hours-status:before{content:'';width:8px;height:8px;border-radius:50%;flex-shrink:0}
.hours-status.is-open{color:#7fd19a}.hours-status.is-open:before{background:#7fd19a}
.hours-status.is-closed{color:#e8998f}.hours-status.is-closed:before{background:#e8998f}
.consult-secondary .hours-status{color:#3f7a52;margin:0 0 14px}
.consult-secondary .hours-status:before{background:#3f7a52}
.consult-secondary .hours-status.is-closed{color:#a4322a}
.consult-secondary .hours-status.is-closed:before{background:#a4322a}
.footer-col a:hover{color:#fff;text-decoration:underline;text-underline-offset:3px}
.footer-bottom{max-width:1200px;margin:0 auto;padding:22px 0 28px;display:flex;flex-wrap:wrap;gap:10px 24px;justify-content:space-between;align-items:flex-start}
.footer-bottom p{margin:0;font-size:12.5px;line-height:1.7;color:#a9adc4}
.footer-disclosure{max-width:640px}
@media(max-width:900px){.footer-inner{grid-template-columns:1fr 1fr;row-gap:32px}.footer-brand{grid-column:1/-1}}
@media(max-width:600px){.site-footer{padding:44px 24px 0}.footer-inner{grid-template-columns:1fr;gap:28px}.footer-bottom{flex-direction:column}}

/* Floating LINE chat button */
.line-float{position:fixed;right:18px;bottom:24px;z-index:25;display:flex;align-items:center;gap:9px;background:var(--navy);color:#fff;padding:13px 20px 13px 15px;border-radius:999px;box-shadow:0 10px 24px #1c244c40;font-size:14px;font-weight:700;transition:background .2s,transform .2s}
.line-float svg{width:22px;height:22px;fill:currentColor;flex-shrink:0}
.line-float:hover{background:#303d6b;transform:translateY(-2px)}
@media(max-width:1024px){.line-float{bottom:calc(76px + 14px + env(safe-area-inset-bottom))}}
@media(max-width:600px){.line-float{bottom:calc(72px + 14px + env(safe-area-inset-bottom));padding:12px 16px 12px 13px;font-size:13px}.line-float svg{width:20px;height:20px}}

/* Consultation layout and responsive product information */
[hidden]{display:none!important}
#consult-form,#consult-form fieldset,#consult-form fieldset>*{min-width:0;max-width:100%}
#consult-form input:not([type="checkbox"]):not([type="radio"]),#consult-form select{width:100%;min-width:0;max-width:100%}
#consult-form .pdpa-consent,#consult-form .cf-turnstile{grid-column:1/-1}
#consult-form .cf-turnstile{width:100%;min-width:200px}
#consult-form .pdpa-consent{align-items:flex-start;line-height:1.7}
#consult-form .pdpa-consent input{flex:0 0 18px;margin-top:5px}
#consult-form .pdpa-consent a,.privacy-note a{color:var(--navy);text-decoration:underline}
.biz-cat-toggle{overflow-wrap:anywhere}.biz-chip-panel{position:static;width:100%;margin-top:8px}.biz-cat-panel{max-width:100%}
.product-terms,.carousel-terms{font-size:13px;line-height:1.6;color:var(--navy)}
.carousel-terms{text-align:center;max-width:540px;margin:12px auto 0;padding:0 12px}
.product-terms{padding:12px;background:#f1ebe2;border-radius:10px}
.privacy-page{padding-bottom:0}.privacy-page .content-panel{max-width:900px}.privacy-page h1{font-size:clamp(26px,4vw,38px)}.privacy-page h2{font-size:22px;margin-top:28px}.privacy-page p{line-height:1.9}.privacy-page .site-header>a:last-child{white-space:nowrap}
@media(min-width:1025px) and (max-width:1200px){.loan-card[data-position="0"]{width:330px}.loan-card:not([data-position="0"]){padding-inline:10px}.loan-card:not([data-position="0"]) h2{font-size:17px}}
@media(max-width:600px){#consult-dialog{width:calc(100% - 24px);max-width:calc(100% - 24px);padding:26px 14px 20px}.consult-form-primary{padding:14px 10px}.form-heading-row{flex-wrap:wrap}.form-heading-row h3{flex:1 1 150px}.free-consult{margin:0}.carousel-terms{font-size:12px;max-width:330px}.line-float{bottom:calc(72px + 8px + env(safe-area-inset-bottom));font-size:12px;padding:9px 12px}.privacy-page .brand{width:160px}.privacy-page .site-header>a:last-child{font-size:13px}}